Why Partner With Us

Proven credit bureau expertise
Compliance-first approach
One dedicated point of contact
Full service management from day one

How we work?

Initial Consultations

We learn your goals and create a custom reporting plan.

Manage Bureau Application for Approval

We guide you through bureau enrollment A to Z.

Clean Your Data

We fix errors before submission so it doesn’t bounce back.

Format for Bureaus

We handle precise Metro2 conversion as required by FCRA and Bureau.

Ongoing Reporting

We submit, monitor, and stay compliant.

Manage Disputes

FCRA trained expert defense in dispute, from initial handling to resolving.

Payments We Can Report

With a data furnisher, you can report the following types of payments to the bureaus:

Mortgages & Home Loans

Rent & Eviction History

Student & Personal Loans

Auto Loans & Leases

HOA Dues & Community Fees

Past Rental Payments

Why Property Manager / Landlord Should Report Tenant’s Monthly Rents?

Rent Reporting Advantage

Rent is a major monthly obligations renters make yet are not rewarded.

Boost Tenant Credit & Retention

Reporting rent not only builds your tenants’ credit history, but also sets your properties apart, helping you keep great tenants longer.

Promote On-Time Payments

When tenants know rent affects their credit, they’re more likely to pay on time to protect their score.

Stay Compliant with New Laws

SB 1157 in California mandates rent reporting for certain subsidized housing managers. We help you comply and prepare for future regulations.

Frequently Asked Questions

Data furnishing is the process of reporting customer payment history—such as rent, loans, or subscriptions—to major credit bureaus (Equifax, Experian, TransUnion). By sharing accurate payment data, you help customers improve their credit scores, gain access to better financial products, and strengthen loyalty to your brand.

Yes. Each bureau has its own application process, but our onboarding team guides you step-by-step. We help you prepare all required documentation, format your data correctly, and get approved faster—so you can start furnishing payments with minimal delays.

We operate in full alignment with the Fair Credit Reporting Act (FCRA), FACTA, and bureau guidelines. This includes:

  • Regular compliance updates so you never fall behind
  • Secure data encryption from end to end
  • Automated dispute resolution workflows meeting the 30–45 day FCRA requirement
  • Regular compliance updates so you never fall behind

We use secure, encrypted connections to send Metro 2 formatted files directly to the credit bureaus. You can use our secure file upload portal—whichever works best for your team.

We offer usage-based pricing so you only pay for what you report. Fees are calculated per furnished record, and we offer volume discounts as your reporting needs grow.

Our credit reporting solution supports:

  • Rental payment reporting
  • Personal loan payments
  • Student loan payments
  • Auto loan payments
  • Subscription and installment plans

    If your business collects recurring or installment payments, we can likely help you turn them into credit-building opportunities.

Many of our clients are live within 2–4 weeks. The timeline depends on how quickly you provide your business information, customer data, and any bureau-required documentation. Our API and secure dashboard make integration seamless.

For renters seeking even more benefits, the Plus Plan is available for just $1.95/month . This plan builds on the Free Plan by adding premium features such as exclusive Rent Relief Loans , personalized financial coaching , advanced financial insights , access to a homeownership readiness program , and retroactive payment reporting to help maximize your credit-building potential .

Our platform includes a built-in dispute management system. If a customer disputes a reported item, we notify you immediately, help you verify the information, and update the credit bureaus within required timeframes—keeping you fully compliant and protecting your customers’ trust.

Yes—this is one of our biggest impacts. Many customers with no credit history (“credit invisible”) can establish a credit file and start building a score in as little as one reporting cycle when positive payment history is furnished.

Security is non-negotiable. Our platform is SOC 2 compliant (pending), uses end-to-end encryption, and features role-based access controls to keep sensitive information safe. Every file is validated, monitored, and transmitted using secure protocols.

Ready to learn more ?

Explore our blog for articles and resources on credit building, financial literacy, and navigating
the rental market.

Get Started in Weeks

Launch your payment reporting program in weeks, not months.
Book your free strategy call today

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