Credit You Can Count On, Growth You Deserve

Your credit, your comeback steady, simple, powerful.

At AxcessRent, we believe your credit story should reflect your potential not your past. That’s why our credit building loans, are designed to uplift, not overwhelm. No big risks. No hidden traps. Just a clear path forward.

Why AxcessRent

Small Payments, Big Impact

Make easy monthly payments that work with your budget every one helps build your credit profile over time.

Reported to Major Credit Bureaus

We report your progress to Experian, and Equifax, helping you build a real credit history that gets noticed.

No need to get in big debt. Just $250 for 6 months

You’re not borrowing a lump sum to build credit, you’re investing in your future.

Frequently Asked Questions

AxcessRent’s Rent Reporting Service is a certified service and an official Data Furnisher with major credit bureaus. We report renters’ monthly payments, helping them build and improve their credit.

Most renters don’t get credit for their on-time rent payments, which prevents them from building a strong credit history. By using our Rent Reporting Service, renters can boost their credit scores, gain financial stability, and unlock better financial opportunities—all without taking on additional debt.

Building credit doesn’t have to be complicated—especially with AxcessRent. Our rent reporting service make it easier than ever to establish and improve your credit score by reporting your on-time rent payments to all major credit bureaus . By leveraging our platform, your monthly rent payments—something you’re already doing—become a powerful tool for building credit .With AxcessRent, you can transform your largest monthly expense into a positive credit-building habit , all without taking on extra debt or loans. This simple yet effective approach allows you to naturally and responsibly boost your credit over time. Whether you’re aiming to improve your financial future or achieve major milestones like homeownership, our streamlined payment tracking and reporting tools have you covered.

Getting started with AxcessRent is quick and hassle-free! As a renter, simply sign up on our platform, provide your lease details, and begin using our rent reporting services to track and report your payments. For landlords or property managers, partnering with AxcessRent is just as easy—create an account, link your properties, and authorize automated payment reporting to major credit bureaus.

You deserve credit for the rent you’ve already paid, and AxcessRent’s Previous Rent Reporting Service makes it happen. With this service, we can report up to 24 months of your verified past rent payments to all three major credit bureaus. This allows you to build or strengthen your credit history and improve your score without taking on new debt. Even if your landlord didn’t report your rent payments in the past, you can still get credit for those on-time payments. 

Absolutely not! AxcessRent only reports positive rent payments—never late or missed ones. There’s no penalty or negative mark if you’re ever late, making this a risk-free way to boost your credit.

Nope! Whether you’re new to credit or rebuilding, AxcessRent helps you start from scratch . Just pay rent on time, and we’ll turn those payments into a strong credit profile.

A good credit score typically ranges from 670 to 850, helping you qualify for better loan terms, lower interest rates, and increased financial opportunities.

  • Super-Prime: A credit score of 720 or higher indicates a very low risk to lenders and often translates to the most favorable interest rates and loan terms.
  • Prime: A credit score between 660 and 719 suggests a good credit history and allows access to competitive loan and credit card terms.
  • Non-Prime: Credit scores below 660 are considered non-prime. Subprime scores fall between 580-669, and Deep Subprime scores are below 580.

With AxcessRent, you can build your credit score effortlessly—just by paying rent on time! Our rent reporting service ensures your on-time payments are reported to credit bureaus, helping you establish and improve your credit history without loans or credit cards.

Yes, AxcessRent offers a Free Plan with no monthly fees or credit card required. Renters gain access to essential tools designed to simplify financial management and boost credit scores . The Free Plan includes features like streamlined payment tracking , financial education resources , customizable rent reminders , detailed payment monitoring , and direct landlord communication —all at absolutely no cost.

For renters seeking even more benefits, the Plus Plan is available for just $1.95/month . This plan builds on the Free Plan by adding premium features such as exclusive Rent Relief Loans , personalized financial coaching , advanced financial insights , access to a homeownership readiness program , and retroactive payment reporting to help maximize your credit-building potential .

Many AxcessRent users notice improvements in their credit score within 6–12 months of consistent on-time payments. The best part? You’re building credit while covering an expense you already have—no extra work, no debt, no stress.

Yes, with AxcessRent, you can easily track your credit progress using our rent reporting services . We provide tools that allow you to monitor how your on-time rent payments are impacting your credit score over time. As we report your monthly payments to major credit bureaus , you’ll gain clear insights into how these contributions positively affect your credit history and help boost your score. Our rent reporting services make it simple to stay informed about your financial growth and take control of your credit-building journey.

Your security is a top priority at AxcessRent. We use the latest encryption technologies and security protocols to ensure that your personal and financial information is always safe and protected while using our platform. You can trust that your data is secure with us as we adhere to industry best practices to safeguard your privacy.

If you have any questions, you can easily reach us by phone at 614-795-7470 or by email at [email protected]. Our office is located at 19N Center St., Pickerington, OH 43147. We’re here to assist you with any inquiries!

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Build Credit Without Borrowing Big

Smart. Simple. Credit growth that works for renters.

Boost your credit score with our partner AxcessFoundation’s Credit Building Loan. Make small monthly payments, get reported to all major bureaus, and grow your financial future without taking on big debt.

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